Ledger features
Multi Source & Destination
Simplify intricate transactions with our atomic, single I/O posting model. Opt for single or multiple account sends.
Native Aggregations
Query ledger accounts for transactions volumes and multi-accounts balances, over time and by specific groups.
Hold and move any asset
Ledger supports any assets, from ISO 4217 and ETH to AAPL and even MADEUPONE. Build versatile apps without limitations.
Fine grained money states
Use namespaced accounts to move and track money in your system. Model funds in flight, create and adapt to various payments schemes.
Immutable & Audited
Ledger is built with immutable log, capturing every operation from new transactions to changes in metadatas on transactions.
Realtime Balances
Know at any point in time what is owed to whom and where the money is, with an unmatched granularity.
Credit v1, Debit v2
Bitemporality, account-based locking and native sharding is coming to the ledger,
with out-of-the-box compatible with existing ledger deployments.
Explore our use cases
Model funds in flight on your ledger to enable deferred payouts and fund pending processing
Split a customer payment to multiple parties with templates
Use multi-destination to collect fees on your ledger transactions
Social & Community Section
Join Formance Community Slack
Looking for best practices on how to use Formance? Connect with finance innovators from all over the world. The future of financial infrastructure is one-click away.
We are dedicated to Open Source
Keep ownership over your financial back-end with our Open Source products. Experience transparency, enhanced security, and community-driven innovation.